AMT has established The AMT Agency, LLC to provide employers and brokers access to a full suite of benefit programs.

Read our notice to learn more.

Horizon Employer Choice, an Individual Coverage Health Reimbursement Arrangement is now available.

Read our notice to learn more.

New voluntary benefits are now available to AMT employer groups through The AMT Agency and MetLife. Learn more:

https://theamtagency.com/voluntary-benefits-from-metlife

Medical Plans

Offering a robust health plan is key to attracting and retaining top talent, and Association Member Trust (AMT) partnership with Horizon Blue Cross Blue Shield of New Jersey provides an exceptional solution. As the state's leading health insurer, Horizon gives your employees access to one of the largest provider networks in New Jersey. You can provide your employees with flexibility and choice in care, given the tens of thousands of healthcare providers along with a broad selection of hospital systems in Horizon’s network, all while offering a trusted and comprehensive benefit.

Beyond state lines, your employees are also covered with the national BlueCard® Program, which provides access to over 90% of doctors and hospitals across the country.(1) This extensive network ensures that your employees are covered whether they’re traveling for business or pleasure, giving you and your employees peace of mind. By enrolling in Horizon through AMT, you're not just offering health insurance; you're providing a powerful and health plan benefit that demonstrates your commitment to your employees' well-being.

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Prescription Benefits

Through our relationship with Horizon Blue Cross Blue Shield of New Jersey, we partner with Prime Therapeutics to manage your employees' prescription drug benefits. Prime is owned by a group of not-for-profit Blue Cross and Blue Shield plans, which means their focus is on helping members and managing costs, not maximizing profits. This unique model allows us to deliver substantial negotiated savings directly to your plan, helping you control overall healthcare costs while providing a robust prescription benefit for your employees.

As the pharmacy benefit manager for your plan, Prime ensures a seamless experience for your employees. They canuse the MyPrime member portal to easily find their medications, locate in-network pharmacies, and review their claims history. By providing access to a well-managed prescription plan through AMT, you can empower your employees to get the medicine they need to feel better and live well.

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Dental Plans

Providing a quality dental plan is an easy way to round out your company’s benefits package, and Association Member Trust’s (AMT) partnership with Delta Dental® of New Jersey makes it simple. As a leader in the dental industry, Delta Dental offers one of the largest networks of dentists in the state, so your employees will have no trouble finding a high-quality provider they trust. Our collaboration gives your employees access to their Premier and PPO Networks, which are known for their quality care and cost-effectiveness. Offering a comprehensive dental plan is a great way to boost employee satisfaction and contribute to their overall health.

As a member of a national association, Delta Dental provides coverage to over 89 million people across the country (2), which ensures the stability and breadth of our offerings. Their vast scale allows AMT to provide cost-effective plans that are both comprehensive and flexible. By choosing an AMT plan administered by Delta Dental, your company is providing a highly valued benefit that is easy to manage and gives your employees access to the very best in dental care.

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Life Plans

Providing a comprehensive benefits package is a key strategy for attracting and keeping great people, and a quality life insurance plan is a non-negotiable part of that. Association Member Trusts (AMT) group term life plans through Unum®and MetLife® are a valuable and cost-effective way to provide your employees with a sense of financial security and demonstrate your commitment to their long-term well-being.

The plans are designed to be simple to manage and easy for employees to understand. The benefits are payable directly to their named beneficiary, regardless of any other coverage they might have. Offering this protection is a straightforward way to provide peace of mind for your employees and their families. With AMT, you can confidently offer a foundational benefit that supports your employees through life's unexpected moments.

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Visit the MetLife website to learn more about voluntary supplemental life benefits.

Vision Plans

Through our partnership with Horizon Blue Cross Blue Shield, Association Member Trust (AMT) can offer your employees a valuable vision plan from Davis Vision®. This collaboration provides access to a leading vision care network with over 152,000 points of access (3), including private practices and major retail chains. By adding a comprehensive vision plan, you can help your employees maintain their eye health and give them access to benefits like annual eye exams and allowances for frames, lenses, and contacts.

This partnership makes it easy to provide a benefit that truly enhances your employees' lives. Your employees can take advantage of the convenience and value that Davis Vision provides, including a free breakage warranty and discounts on additional eyewear. Offering a vision plan from AMT and Davis Vision is a simple way to show your company’s commitment to your employees' full well-being, all while being a cost-effective addition to your benefits package.

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Plan Benefits

As a member of Association Member Trust enrolled in a qualifying health plan, you'll have access to Horizon BCBS of New Jersey's extensive online resources. These tools and services are designed to help your employees manage their health plan and make informed decisions about their care. The Horizon Blue App and the Horizon member portal provide convenient access to tools that help find a doctor, get online care, and check the cost of treatments and procedures. Employees can also view claims and access a digital member ID card, making it easier to manage their health information.

Learn more at Horizon BCBS of NJ:

The AMT Agency, LLC

Offering a competitive benefits package is a strategic decision, and The AMT Agency, LLC, a wholly owned subsidiary of Association Member Trust, is your partner in achieving that goal. As a Master Broker for Horizon Blue Cross Blue Shield of New Jersey, The AMT Agency provides a unique and direct gateway to one of the state's most trusted health insurance carrier. This exclusive relationship gives you streamlined access to competitive pricing and comprehensive resources, ensuring you can provide your employees with a superior health plan.

Our partnerships don't stop there. The AMT Agency also holds strategic relationships with MetLife, Unum and Delta Dental, allowing us to offer a robust portfolio of ancillary services. This means you can secure comprehensive life, disability, and dental benefits from trusted providers, all in one place. By leveraging our deep market knowledge and relationships, you can build a complete benefits solution that meets the diverse needs of your workforce and helps you attract and retain top talent.

Learn more about The AMT Agency ↗

Footnotes

(1) Horizon Blue Cross Blue Shield of New Jersey, "Find a Doctor - National Accounts," accessed September 29, 2025, https://www.horizonblue.com/national/tools-services/find-doctor.

(2) Delta Dental Plan Association, "Vast majority of U.S. adults believe dental coverage is an important part of overall wellness, according to Delta Dental report," September 28, 2023. https://www.deltadental.com/us/en/about-us/press-center/2023-press-releases/vast-majority-of-u-s-adults-believe-dental-coverage-is-an-important-part-of-overall-wellness-according-to-delta-dental-report.html.

(3) Davis Vision, "Davis Vision," accessed September 29, 2025, https://davisvision.com/.

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